How Fort Worth, TX Buyers Can Structure a Strong Offer in September 2026 Use recent sale conditions to set priorities before writing an offer. Buyers should prepare a focused offer rather than
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.
After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.
With over 38 years of residential mortgage lending experience, I have performed at peak levels including winning Chairman’s Club status and leadership roles serving the lending needs of builders, homebuyers and real estate professionals. In this capacity, I have been responsible for managing and directing the work for a team of Mortgage Loan Consultants. My extensive background in the mortgage industry has allowed me the opportunity to help clients find financing that complements their wealth-building strategies and I have guided them through the process every step of the way. That experience has proven to be invaluable in assisting each and every client. More than just concentrating on what the client wants, I intuitively work with them to discover why homeownership is important and how it fits in with their family's life goals. I understand the client needs and how to customize the loan to meet the clients' financial goals. I am experienced with the new construction market and have financed every dream from starter condo to mansion. I am a Buyer’s Mortgage Banker and pride myself in working with all types of homebuyers who require different levels of support and coaching to achieve homeownership. I am a problem solver and keep a “can do” attitude in this highly regulated industry. My team prides itself in transparency, accessibility and delivering at an extremely high level of service to our partners.
Getting a mortgage should fit your life.
Evin Young with First United Bank Mortgage Group has been in banking since 2009 and has a wide knowledge of not just Mortgage Lending, but all facets of the bank. Our team will sit down and really get to know you. We will answer all your questions and ask some of our own so we can best understand your unique situation. We strive to make sure every application has a positive outcome and work creatively with our knowledge and experience to come up with a plan to close each loan as quickly and easily as possible for every applicant. We offer all loan types and some inhouse loan products to help with the most difficult of loan situations. First United Mortgage Group also has local underwriting, processing, closing and funding departments all under one roof to simplify and allow us to accelerate the mortgage process. The result is a loan that's simple, fast, convenient and specifically tailored to you and your investment.
Apply on-line today and get the right mortgage from First United. It's time to Spend Life Wisely®.
I have over 20-years’ experience in the mortgage banking industry in and around the DFW metro area. I grew up in New Mexico, and moved to the Dallas area in 2001 to attend Devry for Information Technology. I came into the mortgage and banking industry after I discovered that it was the best fit for me, because I enjoy meeting new people, building relationships, and helping people. I started with helping people with small goals, such as starting small savings accounts such as Christmas funds. The satisfaction I received from helping individuals, couples, and families set financial goals and reach them by strategic processes was something that brought happiness and value to my life. It’s my belief that the most important factor of providing the best service to my clients’ is being transparent, honest, and setting truthful expectations from the beginning which is why I feel I bring a high level of integrity to the relationships I have with my clients.
I have extensive knowledge and experience with Conventional loans, FHA, VA, USDA, Jumbo, Bridge and Portfolio loans. I work with a full range of customers – from first-time home buyers to experienced investors. No matter where you are in life I strive to make sure the home buying process is your best ever. I’ve worked for “big-box” mortgage companies before, which has made me appreciate the opportunities I am able to provide to my clients. Here at CapRock Home Loans, you’re not just a number. I provide weekly communication at a minimum – even if there hasn’t been a change to file. It’s important that you know where you are in the process, and I’m here to make sure that happens. Just recently, I had the privilege of working with a client who had applied with 3 lenders, and was turned away. Their Realtor® suggested they contact me to see what I could do for them. After reviewing their financial and employment situation, I was able to find a way to help him and his wife buy their very first home. That kind of joy I’m able to bring people by helping them achieve this is why I do what I do and love what I do.
Purchasing a home or refinancing your existing home can be very rewarding and stressful at the same time, but when working with me you’re treated like one of my friends or family. I explain everything and am very honest with you from the beginning so that there’s no guessing involved.
I’ve been married to my beautiful wife, Linda, since 2005 and we have been blessed with 3 amazing kiddos, Rocco (age 13), Felix (age 9) and Arden (age 6). We proudly have a German Shepherd, Pepper and a Black Labrador, Moose. I enjoy playing golf and being outdoors with my family.
As a CapRock lender, my support staff and I are always here to answer any and all questions and help make your dreams come true, so contact me today by phone, text or email.
Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing Consumer Complaint Disclosure: sml.texas.gov/consumers/complaints/ Recovery Fund Disclosure: sml.texas.gov/consumers/recovery-fund-claims/
Licensed to work in: Colorado (100532384), Florida (LO107866), Oklahoma (MLO29729), Texas
➥I am a dynamic, highly accomplished, and well-regarded sales executive with extensive experience creating and leading world-class growth strategies and initiatives in diverse and ever-changing environments. Additionally, I demonstrate a proven track record of success scaling operations, unlocking potential, and propelling operational excellence positioning the organization as an industry leader in a highly competitive landscape.
➥My background includes spearheading sales best practices championing the organizational mission and goals. Additionally, I execute on challenges and maintain a forward-thinking, entrepreneurial mindset aligned with the enterprise vision.
➥I am proficient at building powerful teams, establishing expectations, communicating vision, and monitoring performance to maximize effectiveness. A results-driven executive translating organizational needs into innovative solutions accelerating change, revenue, and growth.
☛ Key Skills ☚
✦ Sales Management
✦ Collaboration
✦ Business Development
✦ Strategic Planning & Execution
✦ Team Leadership
✦ P&L Oversight
✦ Stakeholder Relations
✦ Business & Sales Plans
✦ Entrepreneurial Mindset
Charles has lived in Collin County for 35 years where he raised 2 children with his wife Carol. He has 20+ years proven success in financial services. 10+ years in mortgage sales and servicing. Solutions focused and customer driven to provide the best products and experience. Prior to entering the mortgage industry in 2005, He held a securities license for many years helping individuals and small business establish estate plans and retirement plans. He also helped individuals and small businesses invest liquid assets to minimize risk and maximize returns.
Hello, I'm Robert Jay, and I have been in the mortgage industry for 19 years (Started my career back in July of 2004). I am one of the few licensed senior mortgage advisor’s in the country that has actually been an underwriter.
My nickname is “Mr. Invincible” because I know the best program, how we need to structure things, and what we'll need from you to make it a smooth process.
I specialize in VA, FHA, USDA, and Conventional mortgage products like most lenders do, but I stepped it up a notch by simultaneously specializing in “Hard Money” loans for investors, and self-employed clients (No tax returns, and no income docs, and closings in as little as 13 days).
Aside from those options, I also specialize in Commercial loans, and my interest rates are very competitive (5’s and 6’s).
I truly enjoy connecting with my clients, and helping them learn all about the home process, and which options are available. Purchasing a home is one of the most important financial decisions in a persons lifetime, and I treat each client like they are family. I can also do cash out refi's as well.
When I have time outside of the office, I enjoy anything outdoors, especially going to the beach, or to the mountains, surfing, sailing, sky diving, bowling, and poker tournaments. I recently finished in 27th place in the Best Bet $100,000 guaranteed poker tournament out of 950.
The old adage is “You don’t know what you don’t know” and if you choose to work with me, you’ll learn a lot, I guarantee it!
Thank you very much for reading about me, and I look forward to being a valuable resource for you.
TX 414027 | CA CA-DBO414027
Esther got her start in the lending industry back in 2004, working in consumer financing. In 2009 she was recruited into the residential mortgage industry and relished the opportunity to directly serve others on the path to homeownership. After taking a few years off, Esther jumped on the opportunity to come back to help serve and guide her clients to pursue their homebuying dreams. She truly enjoys meeting people and asking the right questions to help find the right loan to fit their needs. Home buying is a journey, and Esther would be happy to be your guide to finding your dream home!
Esther was raised in Arizona and has lived in a few different places such as Los Angeles, CA; Columbus, OH; Seattle, WA, and now currently for the last 10 years in Plano, TX. She is happily married to her husband, Elmer, and has two awesome kids: Eva and Elijah. They love living in Texas for the delicious restaurants, cultural diversity, strong family community, and great schools.
Texas Recovery Fund | Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047, Finance Lenders Law License 60DBO61986.
Meet Mac McChesney, a proud native Texan whose journey from the hustle and bustle of Los Angeles brought him to the vibrant heart of Texas, Austin, in 2014. With a rich history spanning two decades in the automotive finance industry, Mac made a remarkable career transition into the world of mortgages in 2017, embarking on an inspiring path of growth and achievement.
As a seasoned loan originator, Mac has spent the last six years honing his expertise and passion for helping people navigate the intricate world of home financing. Specializing in self-employed borrower loan products, and well-versed in VA, Conventional, FHA, and USDA loans, [Your Name] is your trusted partner in securing the right mortgage tailored to your unique needs.
Away from the desk, Mac is not just a devoted mortgage professional but also a dedicated family man. He's celebrated 16 wonderful years of marriage and is the loving father of two daughters, aged 9 and 7. In his free time, you can find him embracing the simple pleasures of life, such as enjoying movies, camping under the vast Texan sky, casting a line for a day of fishing, or cycling through the scenic beauty of the central Texas landscape.
Mac also nurtures his spiritual side and finds enlightenment in life's everyday moments. As a resident of San Marcos, he relishes tubing down the river, connecting with nature, and creating cherished memories with his family.
One of Mac's driving ambitions is to foster lasting partnerships with real estate professionals in the Central Texas community. In the ever-evolving real estate market, he aims to exceed expectations, providing clients with the knowledge, guidance, and personalized service they deserve.
With his Texas roots, passion for mortgage expertise, and deep connection to the community, Mac is committed to helping you secure your dream home and financial future. Reach out and let him guide you on your journey through the complexities of real estate and mortgage lending. Together, you can build a bright future in the great state of Texas..
EQUAL HOUSING OPPORTUNITY LENDER.
I am proud to have helped thousands of families, friends, veterans, and community leaders buy and refinance thier homes since 1994. As a branch manager for Success Lending I am always looking to grow my team of loan officers and Realtor partners. My office is located in Carlsbad, CA but I am grateful to work in AZ, CA, CO, FL, ID, MD, TN, VA, and WA. In a crowded field of mortgage professionals I separate myself with my expertise in self employed borrowers and my knowledge of VA insured loans. Like many of you I am active in my community.
* Past President and National Convention leader for the Asian Real Estate Association of America
* Finance Chair and past board member for the Carlsbad Educational Foundation
* Past Board member for the Moonlight Cultural Foundation
* Past President for the Kiwanis Club of Carlsbad
* Past board member for the CSUSM athletic foundation
As your mortgage loan officer, I am looking forward to helping you through your home loan journey. Whether you’re ready to buy, sell, refinance, or are just thinking about making a change, I’m here for you. I’ve been a mortgage professional for several years which has helped me see and understand the many facets of mortgage lending. Each home journey is unique, and I’ll help you find a great rate for your financial situation.
I am a professional with high standards of trust, communication and ethics. I do what is right for my clients and work whenever it is needed for my realtors. I ensure all parties are kept up to date on the entire loan process and ensure the home gets closed on time if not early. I am licensed in eleven states including my home state of Texas. I have a full array of loan products from Conforming to Non-Conforming. Let me know how I can help you and your clients get their dream home.
I’ve been in the mortgage industry for over 25 years, but my path here was anything but traditional. I started my career as a professional wrestler in Dallas before moving into radio as a nationally syndicated talk show host covering sports and pop culture. It was during my time hosting a mortgage radio segment that I was offered an opportunity to enter the mortgage business—and I took the leap.
Today, I serve as both a Loan Officer and Loan Counselor, with a passion for helping people navigate one of the biggest financial decisions of their lives. Whether you’re buying your first home, refinancing to lower your monthly payment, or looking to tap into your home equity, my goal is simple: make the mortgage process as smooth, honest, and rewarding as possible.
I’m proud to be part of Success Lending, in partnership with eXp Realty, which allows me to serve clients across more than 30 states.
I’m based in Lewisville, Texas, and when I’m not helping clients, you’ll probably find me doing something that keeps life interesting. I take my custom Star Wars-themed Dodge Chargers to local car shows and use them to support charitable causes. I also volunteer as a mobile DJ, a graphic artist, follow just about every sport imaginable, and consider myself a BBQ enthusiast who is still very much in training!
And yes, I’m a serious Star Wars collector.
Most importantly, I’m a family man. My wife and I have three amazing kids. One is a Doctor, another is a Percussion Director, and the third is a volleyball coach! We also share our home with four lovable rescue pups: Kona, Kahlua, Athena, and Zeus
At the end of the day, I love what I do because I get to help people accomplish something meaningful. If you’re looking to purchase a home, refinance, or explore your financing options, I’d be honored to be your mortgage resource and help you every step of the way.
I am currently licensed in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, IL, IN, IA, KS, KY, MD, MI, MN, NH, NJ, NM, NC, OH, OK, OR, PA, RI, SD, TN, TX, VA, and WA
Heather Gennette is a premier mortgage and real estate broker with a passion for delivering seamless, stress-free financing solutions tailored to each client’s unique needs. With a career spanning over two decades in real estate and lending, she has built a reputation for integrity, expertise, and an unwavering commitment to customer service.
Specializing in competitive-rate home loans and refinances across California and Florida, Heather simplifies the mortgage process, ensuring clients receive clear guidance and elite-level service at every stage. Her concierge-style approach means she anticipates challenges before they arise, making homeownership achievable and hassle-free.
Heather’s background in both commercial and residential real estate gives her a comprehensive understanding of the market, allowing her to craft strategic financing solutions that align with long-term financial goals. Heather has been part of a cadre of transactions giving her a unique ability to navigate complex transactions with confidence.
Beyond her role in lending, Heather serves as the Executive Director and Chairperson of the Board at Our Church Ministries, reflecting her dedication to community and service.
For a mortgage experience defined by precision, transparency, and excellence, connect with Heather today.
I help families get homes.
I grew up in Sherman, Texas and Pensacola, Florida. I was in the Boy Scouts and darned the rank of Eagle Scout.
I graduated from Hardin-Simmons University, Abilene Texas with a degree in Bible.
I am a Veteran of the United States Army and was commissioned as a U.S. Army Officer. I served in the 4th Infantry Division and was awarded the Bronze Star.
I enjoy sailing, fishing, and farming. I started a bee apiary in 2018 and have been rescuing bees ever since! Of course therfe is honey to be enjoyed for sure.
When it comes to getting you the right type of mortgage and best options to fit your needs I have over 111 mortgage banks, investors and lenders to chose from. The makes me the most competitive on the market. My team closes loans on time! I look forward to navigating the mortgage world for you.
VA, FHA, Conventional, Contstruction to Permanant, Non-QM, ARM, ITIN, DSCR, Seller Buy-Down Strategy, Multi-Unit, Invesment Property, and more++
Whether you are a buyer, a seller, or investor, I think of our clients as family. Let me guide you home.
Whether you are a buyer, a seller, or investor, I think of our clients as family. Let me guide you home. Whether you are a buyer, a seller, or investor, I think of our clients as family. Let me guide you home.
Whether you are a buyer, a seller, or investor, I think of our clients as family. Let me guide you home.
Whether you are a buyer, a seller, or investor, I think of our clients as family. Let me guide you home.
With more than 25 years of experience in the mortgage industry, I have the knowledge and the integrity to help my clients achieve the biggest financialdecision of their lives, obtaining a home loan. I make it simple and I educate my clients at every turn. While serving the mortgage industry in every position from Loan Officer to Director of National Production, throughout my career, I have learned what it takes to be successful, and what it all comes down to, and that is SERVICE. I thoroughly enjoy helping others and sharing my experience in the field. My customers become a customer for life, and I have been able to complete multi-generational loans for families that have
used my services over my career.
Hello, my name is Matt Lake and I live in Canton, GA, which is about 45 minutes north of Atlanta. I started in the mortgage business in 2000 and have closed thousands of loans over the last 2 decades. My experience and expertise allow me to simplify a complex process, explain guidelines thoroughly and structure to close all types of mortgages. One of my goals with every client is to guide them through the process as easily and stress-free as possible. I know the importance of finding a dream home and I believe that a home is one of the foundation blocks for a family. Buying or refinancing a home is an important step for a person or family and I love that I can be a small part to make that a reality.
My family, which includes my wife of 20 years and two teenage boys, loves to camp and explore the country in our RV. I am a Head Coach for the local Georgia Cycling Mountain Bike Team and have coached numerous other youth sports over the years. I am a coffee fanatic and enjoy volunteering in my local community as a motivational speaker. I have had the privilege of being featured at student retreats, fundraisers, FCA gatherings, school functions, and numerous other events.
Hi There!
My name is Brett Carman and I love helping people with their real estate finance needs! After 31 years in this business, it never gets old because we get to make dreams come true for our clients every day!
Our philosophy is called C.A.R.E. which stands for Create A Referrable Experience. Everything we do is centered around the customer experience and providing such a great one they can't wait to tell their friends, family and co-workers to call us to assist with their loans as well!
Be sure to ask me about our Cash Is King Programs for Buyers and Sellers! We help our clients win the bidding wars by paying CASH for the home and then financing it for our clients!
My team and I look forward to working with you!
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in providing a great client experience and offering the most competitive pricing. I have continued to be one of the most knowledgeable Mortgage Loan Originator in Southern California. During my 19 years of experience in the mortgage industry, I have shared my expertise to personally assist hundreds of families with responsible and affordable home financing. I have an extensive background assisting first time home buyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, investment borrowers and our local heroes: Police, Firefighters, Teachers and Medical workers.
Please contact us for answers to any of your home financing questions. I would be more than happy to offer my professional advice.

As a local lender, I have the time and the resources to provide my clients and partners with one-on-one attention. My clients
and referral partners experience quick and efficient service so everyone knows precisely the status of the buyer's loan file.
We use our in-house processors to make sure that your clients get their loans closed as quickly and efficiently as possible without the usual back and forth emails. There's never an issue of getting in touch with me for anything.
If you want a lender who has the flexibility and ability to think on their feet in times of stress and adversity?
Take the first step towards working with a lender that cares and treats clients and partners the way they deserve. Please get in touch by messaging me and let's connect to talk about how I can be of assistance to you and work towards a long, fruitful relationship built on trust and integrity.
With over 20 years of mortgage lending experience, I enjoy helping my clients navigate the home financing process. Seeing them achieve their dream of owning their own home is the most satisfying part of my job. By providing them with the most complete and straight forward approach of educating them on what to expect, answering all of their questions throughout the process is what drives me to be successful.
As a committed mortgage professional, I want to make them happy with their decision to allow me to handle the largest financial transaction of their life which helps me build a referral network of happy and satisfied clients.
I look forward to helping everyone, from 1st Time Homebuyers as well as seasoned home buyers buying there next investment property or 2nd home.
My Team of seasoned professionals have over 75 years of combined experience to help you buy your home.
Teamwork Makes The Dream Work!
Torrey Pinkerton graduated from Stephen F. Austin State University in 2010. Torrey started in the mortgage industry in 2011 with Nationstar Mortgage. As a loan officer licensed in over 20 states he quickly learned the foundation of loan origination through the home affordable refinance boom. After great success he moved into mortgage banking where his focus turned to building relationships through trust and world-class service. He joined Homespire Mortgage in September of 2023 poised for growth. His extensive knowledge of real estate and relentless drive allow him to deliver consistent results to his referral partners and clients. He has exceptional communication and a proven process that separate him from his competition. His ultimate motivators are his wife Rachelle and their daughter Abigail.
If you're self-employed, a business owner, or a high-net-worth individual frustrated by the traditional mortgage process, you're in the right place. I specialize in helping clients qualify for home financing without W-2s, tax returns, or pay stubs. Whether you're purchasing a new property or refinancing an existing one, my mission is simple: Deliver a seamless, transparent mortgage experience using bank statements, asset depletion, or DSCR loan programs — tailored to your financial reality. You’ve built your success your way. Now, let’s finance your next home the same way — on your terms.
I am a loan officer with Geneva Financial. I am passionate about helping clients realize their dreams of home ownership. I will work tirelessly to get them to this goal, with the absolute best mortgage product available, tailored to their specific situation. I feel that building a base of trust with the borrower as well as the realtor partner is the foundation of a great relationship. I am local and available to anyone at any time, if you have a question that you need to get a quick answer to, Im here. I pride myself on being open, honest and efficient, and you will never be left in the dark at any time during the process.
Hey, my name is Courtney Bownes. I have been in the mortgage industry for two years so far at it has been an amazing experience. My favorite part of working with homebuyers is that I get to be a part of seeing them get the keys to their first home. It is a privilege to be the person that they can go to with questions or concerns as well as being able to guide them through the process.
When it comes to my clients, I will do it all. If a client raises something that I don't know the answer to, I will search high and low for an answer. I work hard to be not just an advisor but a friend to my clients and I work to keep a relationship with them by inviting all of my clients to my BBQs. In addition to my work as an loan officer, I also am currently an eXp agent as well which I love because I really enjoy house hunting and finding ways to WIN my clients offers. My work as an eXp agent helps me to really get in-depth knowledge about both sides of the homebuying process.
I'm grateful for how I got my start in the mortgage industry as I did start as a real estate agent. It was working as an agent that taught me the back bone of every offer are the relationships agents have with the loan officers. Through this realization, I determined that I want to make an impact on building amazing relationships with agents and my clients so that we may meet as strangers but we leave as friends.
A little look into my personal life, I'm someone with many passions. My weekends generally consist of hanging out with my family, camping, and showing homes. I also am a big fan of Doctor Who, the Green Bay Packers (my husband is a hardcore Browns fan though for all my Cleveland people), painting, and weather. Also, I am always looking for the best small town restaurants. So, if you know of any that I should try - send me the info!
My happy home is filled with my family of four. With my Browns loving husband, I have 2 kids that are 6 yrs old and 2 years old. Being a mother to my kids is such a joy and I couldn't ask for a better person to raise them with. However, we do have another family member I forgot to mention. Our family enjoys the companionship of a four legged friend. We have a dog named Hank and he is a Doberman/German Shepherd mix.
I look forward to the opportunity to work with you. Contact me today to get started!
I’ve been helping families obtain homeownership for the last 29 years. I know the importance of owning a home and take great pride in educating and preparing thousands of families to obtain their dreams of purchasing a home. Clients choose to work with me and my team for our full service professionalism, ethics, experience and expertise. Structuring a purchase or refinancing a current mortgage loan is a HUGE step and it’s important to meet with an experienced professional who will provide you with many loan options, who has a trusted team of colleagues that work tirelessly to hold your hand through the entire process and make it their mission to close on time, every time. My strong base of loyal repeat customers are just one of the reasons I have been so successful for over twenty years in this incredibly competitive sales environment. Among my repeat borrowers and valued clients are some of Dallas’s most influential individuals and investors. Quite simply, my team and I are trusted. My extensive knowledge of residential lending is unparalleled. Our clients have consistently sought my advice and trusted my judgement. We prides ourselves on giving all of our clients the most precise and up-to-date feedback on the state of the market, its trends, comparable products while giving a realistic outlook on what they can expect to achieve in today’s market. In addition to my success in the lending market, I have a beautiful wife of 30 years, 4 amazing children and 3 grandbabies . I’m proud that 2 others in my family have followed in my love of Real Estate. I am bilingual in Spanish and proud to have served our Country in the United States Navy. My team offers expertise and services to clients in Plano, Prosper, Frisco, Allen, The Colony, Anna, McKinney, Dallas, Richardson, Little Elm, Celina, Van Alstyne, Wylie, Sherman, Sachse and throughout the entire state of Texas and United States.
I have had the pleasure of being a mortgage loan originator for over 10 years. I enjoy interacting with my clients and helping them learn all about the home loan process. While it can be a lot of information to absorb, I do my very best to break it down into bite-sized pieces. This way you can feel comfortable as you are able to make informed decisions along the way. I work with all types of buyers, but I pride myself on working with first-time home buyers as I really enjoy helping them understand everything. There are a lot of moving pieces, but with the right team, it can make it a much more pleasurable experience. I look forward to working with you.
As your trusted Loan Originator, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
As a consumer, you have access to more options today than you have ever before. It is an honor and a privilege to have the opportunity to serve you.
I believe that customer service is a relationship, not a transaction. It is a partnership; one based on understanding, trust, and respect. It is my duty in our partnership to help you accomplish your goal by being knowledgeable, transparent, as well as responsive in my communication.
Click the "Get Started" button below to complete our online loan application. Once complete, a member of our team will contact you to build your Mortgage Plan.
Hello, my name is Tracy Berdelle and I have been in the mortgage industry for 16 years. I have loved being a part of this industry as I get to work closely with homebuyers. My favorite part of working with them is having the ability to help people buy their homes. It's typically the most important purchased of your life and I love to be a part of it and helping people smoothly through the process. I work hard to get the job done for my clients as effectively as possible by getting things done on time as well as communicating clearly and often. I want my clients to know that I will be prompt, communicative and on time with deadlines as they come up.
My start in mortgages started with the President of Success Lending, Shaun Patrickus. He gave me the opportunity to join this industry in 2005 and I've really found it exciting and rewarding. Also, for 6 years, I did have experience in real estate as I worked as a paralegal for top residential real estate firm Fogarty & Fugate. I feel that having the understanding of the real estate and mortgage side of the business has been really beneficial to my work and to my clients. In addition, I am also able to speak Spanish and work with Spanish speaking clients.
A little about me, when I have free weekends, I love to spend my time with my friends and family as well as riding my horse Toast. I also love to ski, and travel. My favorite places to travel are the mountains and the beach. Other interests of mine involve sports and I am a big fan of the Chicago Blackhawks. Lastly, I am a proud pet owner. I have 4 pets total, 2 dogs - Tux and Bu, Toast (as I mentioned earlier), and my giant goldfish Goldie.
I hope to have the opportunity to work with you and help you on your way to homeownership. I am licensed in TX, IL, MI, CO, and WI. Contact me today to get started.
The Brooks Kelly Team isn’t just a piece of the property purchasing puzzle, we are the glue that holds it together. Holding customer service in the highest regard, we prideourselves on going the extra mile to help our customers navigate the home loan experience from start to finish. Knowing that each client brings with them different financialsituations, needs, and timelines, The Brooks Kelly Team creates a custom-tailored game plan to find a home loan that caters to each individuals’ expectations.
As one of the top loan originators in the country and a partner at The Mortgage Link, you will find that working with Brooks Kelly and his team is like working with life long friends, a local lending team with a true heart of gold. We guide clients through the process incredibly fast by getting them fully approved before shopping for a home. Our local underwriters go above and beyond, which allows us to guarantee the loan will close in 21 days or less, making closing day a breeze by table funding the loan. This kind of professionalism can only come fromexperience, and The Brooks Kelly Team has over 100 years of it and counting.
Brooks believes his clients are more than just their credit score, a sentiment that is reflected in his Scottsman’s Guide top 1% ranking of Loan Originators Nationwide and his seven-time Best Lender achievement from D Magazine. Securing financing for your dream home shouldn’t be a nightmare! Whether you’re searching for your first or your forever home, let Brooks be the key to unlocking the front door of your dreams.
It’s vitally important to me that all families have access to their home ownership dreams. I’ve strived to bring equality to this sector of the housing industry because I know the barriers that exist there. As a little girl, I distinctly remember helping my parents and their lender translate back and forth. It made the process long and difficult for all. So, I truly understand what it’s like going into buying a home not knowing how it all works and facing a lack of proper communication. As a bilingual lender, my goal is to clearly and concisely help my clients understand the entire process despite any language barriers or lack of knowledge and that goes for all my clients. I am passionate, take pride in and love helping families around DFW make their dream home come to life. In turn, I aspire to make long, lasting relationships with my clients and become the person they trust when it comes to home buying.
Helping Dreams of Homeownership Come True 🌟
🏠 Residential Loan Officer | NEXA Mortgage
With over 23 years of experience, I specialize in streamlining the journey to homeownership by offering tailored financing solutions. From first-time buyers to seasoned investors, I provide expertise in FHA, VA, USDA, conventional, jumbo loans, and HELOCs.
🌍 Trilingual Service: Fluent in English, Spanish, and Portuguese, I’m passionate about assisting a diverse clientele.
📚 HELOC Specialist: I teach homeowners how to use their current income to pay off their homes faster and build wealth strategically.
💡 Client-Focused Approach: Whether you're looking to refinance, invest, or achieve your dream of homeownership, I’m here to guide you with personalized advice and expert insights.
Let’s turn your homeownership and financial goals into reality! 🏡✨
With over 15 years of experience in the industry and a vast knowledge of programs and products, I offer you more than just upfront and honest service. I consider it a privilege to be part of such an important transaction with my clients. My clients have made me what I am today: a professional mortgage consultant with a goal to make financing fun and effortless! I like to get to know my clients on a personal level, and I want to understand their goals and what type of mortgage would fit them best. I want to identify their short-term and long-term goals and provide the best service and education. I value my career very much, and this is why I have chosen Novus Home Mortgage to complement my strengths..
I began my career as a Realtor and built a successful career by helping first-time homebuyers realize their dreams of homeownership. Then, while living in Europe as an ex-patriot, I had the opportunity to do relocations. This, in turn, opened up the world of finance to me. Therefore, when I returned from Europe in the late 90s, I changed my career path by becoming a loan consultant. In this way, I was able to expand upon the knowledge that I gained as a Realtor. It is this combined knowledge that allows me to understand the whole picture of the home buying process.
I provide assistance with almost every type of loan associated with real estate. Whether your loan is a simple or complex, I know that I can help achieve your dreams and provide you the highest level of service and care. You can always give me a call regarding your current mortgage.
Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line. My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience. Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way. I look forward to working with you!
How Fort Worth, TX Buyers Can Structure a Strong Offer in September 2026 Use recent sale conditions to set priorities before writing an offer. Buyers should prepare a focused offer rather than
How Can Red Oak, TX Home Buyers Set a Confident Budget in September 2026? Use the market context to compare homes carefully and make offers with discipline. If you are buying, the key question is
How Should Cedar Hill, TX Buyers Plan Offers in September 2026? Reported supply, pricing, and market pace can help buyers prepare without rushing. If you are buying in Cedar Hill, begin with a
Can San Antonio, TX Buyers Negotiate More in September 2026? Use the available choices to make a careful, well-supported offer. Buyers may have room to negotiate, but the best approach is still a